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The Smiley Team

Good Credit- how important is it?

Posted on August 22, 2023April 14, 2025 By Smiley No Comments on Good Credit- how important is it?
do i need good credit

Do I need good credit to buy a home?

I’m not a Lender.

But I know you don’t have to have a perfect credit score to buy a home. 

Most people believe you need a perfect or very high credit score to purchase a home. 

Having a higher credit score is helpful, but not necessary. You can, in some cases, get a home loan with a 580 credit score. Generally speaking, a 640 credit score opens you up to almost all lending options. 

CONTACT ME and I will help you find the perfect lender to walk you through the process. 

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What are the steps to buy a home?

The smiley team real estate realtors with exit realty

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