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The Smiley Team

Category: Buying a House

The things you need to know and do when buying a house (by a REALTOR).

The Siloam Springs Arkansas Housing Market

Posted on January 8, 2025April 14, 2025 By Smiley No Comments on The Siloam Springs Arkansas Housing Market
The Siloam Springs Arkansas Housing Market

Siloam Springs Arkansas Housing Market Overview Siloam Springs, located in the northwest corner of Arkansas, is a growing city that has increasingly become an attractive location for people seeking both rural charm and proximity to larger metropolitan areas. Situated near the Oklahoma border and within easy reach of Fayetteville, Siloam Springs has seen a steady…

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Buying a House

Don’t Sell Your Home Without a Realtor! 9 Reasons Why…

Posted on December 28, 2024April 14, 2025 By Smiley No Comments on Don’t Sell Your Home Without a Realtor! 9 Reasons Why…
Don’t Sell Your Home Without a Realtor! 9 Reasons Why…

Selling a house is one of the most significant financial decisions you can make, and it’s tempting for some homeowners to go the For Sale by Owner (FSBO) route in an effort to save money on real estate commissions. But should you sell your home without a Realtor? While this might seem like a good…

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Buying a House

5 Top Reasons You NEED a REALTOR- Robert Smiley, REALTOR

Posted on December 12, 2024April 14, 2025 By Smiley No Comments on 5 Top Reasons You NEED a REALTOR- Robert Smiley, REALTOR
5 Top Reasons You NEED a REALTOR- Robert Smiley, REALTOR

Why is Professional Representation is Essential in the Home Buying and Selling Process? Whether you are buying or selling a home, the process can be both thrilling and overwhelming. The world of real estate is complex, with a multitude of steps, legalities, and negotiations involved. For many people, navigating this journey without the guidance of…

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Buying a House

What is the Crucial First Step to Buy a House?

Posted on December 3, 2024April 14, 2025 By Smiley No Comments on What is the Crucial First Step to Buy a House?
What is the Crucial First Step to Buy a House?

Assessing Your Financial Readiness! Buying a home is one of the biggest financial decisions many people will make in their lifetime. The first and most important step in this journey is assessing your financial readiness. It’s tempting to jump straight into browsing listings or attending open houses, but without a clear understanding of your financial…

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Buying a House

Why do you need a REALTOR?

Posted on November 15, 2023February 19, 2024 By Smiley No Comments on Why do you need a REALTOR?
Why do you need a REALTOR?

Buying or selling a property can be an overwhelming task. However, a reliable realtor can be your biggest supporter, guide, and savior throughout the process. Here’s why you need a realtor: Why you need a Realtor While it’s possible to go solo, having a realtor on your team can be a game-changer, making the process…

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Buying a House

Upfront costs to your new home sweet home?

Posted on September 28, 2023April 14, 2025 By Smiley No Comments on Upfront costs to your new home sweet home?
Upfront costs to your new home sweet home?

Upfront cost estimates on a $3ooK home Upfront Costs: Out-of-pocket cost -Down Payment  -Closing Costs -Moving Costs (Utility Transfers, Moving Trucks, ETC…)  Down Payment Down Payment all depends on the Type of Loan you use (Based on Primary Residence and not Investment)   FHA Loan: 3.5% down which would equal $10,500 on $300,000 Conventional Loan: 5 to 10%…

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Buying a House

The 9 Steps You Need to Know to Buy a Home

Posted on August 29, 2023April 14, 2025 By Smiley No Comments on The 9 Steps You Need to Know to Buy a Home
The 9 Steps You Need to Know to Buy a Home

What are the steps to buy a home? the steps to buy a Home:  Working with a trusted and reliable real estate agent can make this process fun and simple.  Let me walk you through these steps. Call, text, or email me today! Do I need good credit to buy a home?

Buying a House

Good Credit- how important is it?

Posted on August 22, 2023April 14, 2025 By Smiley No Comments on Good Credit- how important is it?
Good Credit- how important is it?

Do I need good credit to buy a home? I’m not a Lender. But I know you don’t have to have a perfect credit score to buy a home.  Most people believe you need a perfect or very high credit score to purchase a home.  Having a higher credit score is helpful, but not necessary….

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Buying a House

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