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The Smiley Team

Exit Realty Harper Carlton Group · NWA + NEO

Upfront costs to your new home sweet home?

Posted on September 28, 2023November 25, 2025 By Smiley

Upfront cost estimates on a $3ooK home

Upfront Costs: Out-of-pocket cost

-Down Payment 

-Closing Costs

-Moving Costs (Utility Transfers, Moving Trucks, ETC…) 

Down Payment

Down Payment all depends on the Type of Loan you use (Based on Primary Residence and not Investment)  

FHA Loan: 3.5% down which would equal $10,500 on $300,000

Conventional Loan: 5 to 10% down usually

Rural Development is also an option in certain areas, which is a zero down payment option (a little higher to get at this price point) 

Closing Costs

Closing Costs on average 2-5% of the Home Purchase Price: 

Middle Ground is let’s say 3.5% so about $10,500. 

Contact Me

There are so many options to help you get into a new home. Reach out to be and we can discuss you new home and upfront costs. I would love to help you. 

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